The mechanisms that convert best — fill the SPV, grow the RIA book — tend to carry the worst legal and compliance risk. That tension is what the ranking surfaces. Each row scores 1–5 on nine axes; the four risk axes (Cplx / Brand / Legal / Burden) enter the total as negative penalties, with hard legal risk weighted heaviest (−3.0) because a §15(a)/Ranieri hit is business-ending, not a cost. The recommended spine — HoldCo equity + flat media + qualified-lead fees + advisory-fee share — clusters at the top; the capital-movers sink under the legal weights even though they are the only mechanisms that actually fill the SPV; the anti-pattern is pinned to the floor by construction. Every column header is a dotted-underline term — hover or focus for its definition and weight, or follow it to Methodology.
The overall DRIL badge on each row is the weakest of its three legal axes (hard legal, compliance, brand) — the strength of the primary law behind the legal grade. 0 answered · 10 inferred · 4 proxy-used across the 14: no mechanism is answered on all three legal axes, because there is no SEC action directly on point for a creator-fed RIA/SPV platform. See the DRIL legend. Rows flagged new were added in a coverage-gap review (why). Spine rows carry a brass edge; the anti-pattern is shown in red.
Ranked matrix — nine axes, weighted total, overall evidence
Sorted by weighted total, descending. SPVa / RIAa / Comb = alignment (higher better); Cplx / Brand / Legal / Burden = risk (higher worse); RIAc / SPVc = conversion (higher better). Column headers link to Methodology.
Totals are computed from the canonical formula in Methodology §weighting; re-weight the axes live in the interactive model and the ranking re-sorts. Every legal characterization is counsel-gated — this matrix organizes the analysis, it does not replace outside-counsel sign-off.