Green total = top quartile under the current weights.
Red row = capital-keyed anti-pattern or any mechanism with hard legal risk = 5 (existential Exchange Act §15(a) / Ranieri exposure).
Sign convention: the four risk axes (complexity, brand, hard-legal, compliance) are scored 1–5 where higher is worse, so they enter the total as negative penalties. All other axes enter positive. Click any row for its per-axis rationale and primary legal citations.